Elements and Performance Criteria
- Commence credit card application process
- Provide client with information on credit cards, including their benefits, usage, terms and conditions, and explain benefits and uses of relevant cards to ensure appropriate match with their needs
- Answer queries about terms, conditions and costs fully and clearly to ensure clients are appropriately informed
- Gather information from client as required and use standard procedures to support application for credit card
- Check and process credit card applications
- Check information provided in accordance with standard procedures for authenticity, accuracy and completeness
- Conduct credit scoring using standard systems and procedures to ascertain credit worthiness and determine client suitability for product
- Complete and process application in accordance with standard procedures and notify client of approval or disapproval of their application
- Use standard procedures to issue client with credit cards despatched to branch for collection by authorised person or cardholder, or sent by mail
- Process card transaction
- Administer card database